Tag: cashmoney

Car conundrum

~ dannyhong ~ Leave a comment

Recently, I took my car to the dealership to have some maintenance done. Prior to my appointment, I got a message asking if I wanted to get an appraisal done on my car towards a possible trade in.  Considering I’ve already been thinking about a larger car since two kids have already made my current one feel like a Ford Festiva sometimes, I figured why not?  I was already going to be waiting there so there was no harm in seeing what my current value was.

Especially right now, where the car market is as volatile as the housing market and there’s been lots of speak about how used cars were supposedly netting way more than people were owing on them.  I’d gotten emails and snail mail over the recent months claiming that my car would be worth well over $20,000 which was amusing to me considering I still owed around $13.5 on it. 

I figured such estimates were bullshit and that there was no way my car would fetch that much once I were to get it officially appraised.

Well turns out that it’s not that much bullshit, because the dealership estimated my car at $24,000 to trade in.  It’s a 2019 with under 20,000 miles and in fantastic condition because I take care of my shit and the pandemic really prevented me from doing any real hardcore driving.

So, despite me not being that serious about switching cars just yet, these kinds of numbers make it very interesting towards the possibility of doing so now.

I get that the car market is similar to the housing market right now and I read the news too; I’m aware that the car business has been hit with staggering inflation right now and that cars effectively have become haggle-proof.  The demand for cars versus inventory means that if someone tries to be cute and haggle too much, the dealerships can pass and someone will purchase it for less trouble.

In “normal” circumstances, I would look in two years when my car were to be paid off, and I’d hope to appraise for like $4,000 and then haggle the shit out of 2-3 dealerships before hoping to get $4,000 down from a not-so inflated sticker price.

However in two years, my kids will be older and probably be in command of a whole lot more shit than they have now and I could already be too late in needing bigger then; especially when I have the opportunity now to potentially upsize and be ready for the future.

So what I’m looking at right now, is the opportunity to have nearly 8-9k in equity to put towards a new car, which is more than I’ve ever put down in the past.  Sure, it restarts my clock of payments back to the start for the next 60-72 months but frankly car payments are about as certain as death and taxes, and it’s really the exception to be without them.

I’ve been casually looking at numbers and basically $8-9k towards an inflated sticker price still seems like a more attractive option than waiting for then car market and it’s potential trade market to cool and hope to look for a bargain and that my car doesn’t appraise for peanuts in two years.

Currently, I could flip my $30k car and aim for a $40k+ car but only needing to finance like $35k~.  I feel like there’s no guarantee I’ll be able to do such if I were to wait.

However on the flip side, I’m concerned about the future of gas prices considering how easy it is for the price at the pump to flip on a whim, and mythical wife and I have had discussions about the disadvantages of owning a car that isn’t gas powered.

And that’s where I am now. Leaning hard towards capitalizing on my car’s current trade-in value and upsizing to a more famiry-friendly dadmobile, but hesitating on what exactly to change to.

Waiting and standing pat doesn’t seem as appealing because my car now already feels too small and capitalizing while the market is volatile seems like a good idea. I just don’t want to make a rash choice that I might regret, but time doesn’t exactly feel like it’s on my side.

Getting an appraisal was clearly a mistake, lol

Someone teach me how to pull the trigger

~ dannyhong ~ Leave a comment

Whenever I want to spend money on things that I know are things that I really don’t need and would usually be considered frivolous, I often times open them in a tab.  And then on almost a daily basis, whether I do it myself or it refreshes on its own after a restart or a browser reset, I look longingly at it, but don’t pull the trigger.  And then after enough time, the good in question inevitably sells out or goes unavailable, and I am left empty handed, and wondering why the fuck I just didn’t pull the trigger and buy it.

It’s not like I don’t have the disposable money in order to get it.  I have cash earned through survey apps, funds saved up from gifts from the past, and I’m sitting on a nice chunk of change in the form of Visa gift cards that I’ve earned throughout the last few months.

But maybe it’s the Korean in me that doesn’t like to spend money, but so often times is the case, I just can’t bring myself to actually pull the trigger on any of these frivolous things that I want.

There was this Freddie Freeman bobblehead that I had the tab open for like three weeks that I never pulled on, and now it’s sold out, and now that he’s moved onto the fucking Dodgers, this is now a true collectible and I won’t get one when they release.  I had my eyes on some Pakistani replica blets that were very reasonably priced that I just couldn’t bring myself to pull the trigger on, and they’re now unavailable currently, with no idea when they’ll ever, if at all, come back.

Numerous virtual runs that I intend on doing, now that I’ve gotten back into exercising, I’ve sat on them and probably missed out on at least 3-4 price increases; I know I want to do them, why the fuck am I waiting until the price increases, multiple times, before I actually get my ass in gear and register?

These are all things that I want and can afford to purchase.  But for whatever reason, I just have the hardest fucking time when it comes to pulling the trigger and parting with any of my actual money, regardless of if it’s for something I want.  Somewhere along the passage of time, I’ve become crippled at the ability to impulsively purchase things, which isn’t necessarily always a bad thing, but considering the fact that I’m actively missing out on very easily available things because I wait, or I end up paying more for things, because I wait, I’m just fucking myself, repeatedly.

Sure, there are all sorts of jokes about Koreans being cheap, or me being a cheapskate, but it’s like there’s a part of me that is so anti-stuff, that I struggle to bring myself to actually spend money on things that will just take up more space in my house.  Or I’m always preparing for the next unexpected expense or debt, that I have completely lost sight of the present, despite the fact that such a cost would usually come from a different bucket anyway.

Or perhaps this is just some sort of mental condition, the inability to be decisive when it comes to spending money on frivolous shit?  Either way, I feel like I need to be shown how to pull the trigger, because I certainly can’t seem to do it on my own very well these days.

I can’t say I’m surprised, but still: fuck the Braves

~ dannyhong ~ Leave a comment

It’s just business: Atlanta Braves trade four prospects for Oakland A’s first baseman, Matt Olson; and then promptly sign him to an 8-year, $168M extension, metaphorically throwing in the towel at the possibility of re-signing franchise icon, Freddie Freeman

To me, the most disappointing thing about this whole turn of events is the perception that the Braves didn’t even really try and re-sign Freddie Freeman.  Sure, the lockout was a great big elephant in the room that got in the way of business, but it’s not like the Braves didn’t have an entire year, or even the nearly two months after Freeman helped bring a fucking World Series title to the franchise, to do something to secure Freeman in Atlanta.

But then again, that’s now how the Braves work, because the in spite of the perception that the team isn’t as data-savvy as teams like the Oakland A’s, Tampa Bay Rays and other Moneyball internet nerds love franchises, the Braves are basically MIT bean counting wizards in the accounting department.  Anything to keep profits up, shareholder value high, and revenues flowing, and absolutely anything, anything at all that threatens some old white guy getting $2.9 million dollars instead of $3 million dollars, is problematic and needs to be eliminated, no matter the perception, optics or disappointing the less-important stakeholders AKA those asshole fans.

Sure, I’m sure there’s all sorts of actual truth about how the Braves tried, truly tried, behind closed doors and in private, and/or perhaps I’ve just had my ear so far away from the ground that I missed it all, but still, the general perception that I get is that the Braves hardly even tried to retain Freddie Freeman, and by acquiring a guy like Matt Olson, and immediately giving him a massive extension, just kind of reads like the franchise just held a big middle finger up to the guy that not only was the undeniable face of the entire baseball team, but also just helped bring a fucking World Series trophy to the goddamn city.

Continue reading “I can’t say I’m surprised, but still: fuck the Braves” →

Say goodbye, to the bad guy

~ dannyhong ~ Leave a comment

Impetus: former wrestling legend Scott Hall passes away after complications from hip surgery, resulting in a blood clot getting loose, triggering numerous heart attacks, being and being put on life support before being let go by his family

I’m not going to pretend like Scott Hall was ever one of my favorite wrestlers.  I’ve been a wrestling fan way too long, watched, read and listened to all sorts of shoot interviews, backstage stories and insider knowledge throughout the years to have a picture of Scott Hall in my own head, that is pretty jumbled up, but definitely not as quickly clear that he was among my favorite wrestlers.

As a performer, Scott Hall really was in a class of few; technically proficient, rock solid on the mic, and had charisma oozed machismo all over the place.  I still remember most of the original Razor Ramon vignettes back in the day and then eventually seeing him debut on an episode of Superstars.  He did moves like back suplexes off of the second turnbuckle, chokeslams, and seeing the Razor’s Edge for the very first time blew my mind.

He was as good a performer from my early memories of Razor, to when I picked wrestling back up in 1998 and watched now Scott Hall in WCW as a founding member of the nWo.  He definitely wrestled a lot less, but was still often on television and still entertaining, leaning more on being more of a mouthpiece and agitator, and making it more special when he actually did wrestle.

But then by the end of this period, the personal demons that Hall became synonymous with the phrase were too much, and he was more or less unceremoniously removed from television before WCW eventually went under.  In years following, Scott Hall kind of became a shell of himself, occasionally being mentioned on the internet, usually for something related to his rampant alcoholism.

Eventually, Hall cleaned himself up, and he and Kevin Nash and Hulk Hogan were brought back to the WWE to reform the nWo for story purposes, and he had a fairly mediocre feud with Stone Cold Steve Austin leading up to that year’s Wrestlemania.  Afterward, he would relapse and succumb to the personal demons again.

Continue reading “Say goodbye, to the bad guy” →

Time to opine about the gas prices

~ dannyhong ~ Leave a comment

I can’t remember if it was 2008 or 2009 or some other year around then, but I do remember when Georgia was in the midst of one of their national embarrassments, when we had a major fuel crisis.  Memories of going to gas stations that had all their pumps taped up because they had no gas whatsoever.  People relying on Twitter and social media to get leads on which stations had any gas at all, and the stations that had any, would usually have people lined up like it was the 1980 fuel crisis. 

I remember one specific evening where I caught wind of one station that had gas, so I made a trek out at like 10 pm to wait in a line, and when it was my turn, learn that there was a $40 limit per vehicle, and my 13.3 gallon tank would be short about three gallons from full, but it was better than not having enough gas and being unable to go to work.

Do the math, and it was roughly $4 a gallon, in the midst of an actual crisis.

The photo above was a picture I took while I was in Midtown, so this really is the tip of the gas prices as far as Metro Atlanta is concerned.  But still, $4.69 a gallon, is pretty absurd to see, especially in Georgia, which is considered one of the “cheap” gas states in the country.  Acquaintances out in California have already shared photos of $5-6+ out in SoCal, not to mention their octane rules make their gas shittier than most other places.

Obviously, it comes off as insensitive to say that what’s going on in the Ukraine isn’t a crisis, it most certainly is, especially to the Ukrainian people and those in the country, but it’s not the same circumstances as a busted pipeline, guzzling crude into the ocean.  It’s more like much of the world is simply sick of Russia’s bullshit right now, and in the midst of violence occurring somewhere on the planet, gas prices spontaneously combust.  I know it’s a little more complicated than such a statement, but honestly, that’s really what it feels like.

The other day, it cost me $45 to fill up my wife’s car.  Just like that, I’m fairly certain that that’s the most I’ve ever spent on a tank of gas for a personal vehicle, and it’s just really depressing to think about the financial bleeding that this has on the vast majority of the people on the planet with gas-powered vehicles, and the general reliance we all have for having them.  I’m very fortunate to be in a position where I can afford to fill up my tanks, but I feel for all sorts of other walks of life where the current gas prices really do make people have to stop and think and compare apples to oranges to whether they can fill their cars or fill the stomachs of their families. 

Regardless of the circumstances, mythical wife and I have given a lot of thought of getting an EV as our next vehicle.  Conflicts being simply the availability of adequate EVs that fit our spatial needs due to the size of our famiry, and the fact that cars in general, much less EVs, are also at their highest point ever as far as prices go, so it’s not necessarily the best time to be purchasing.

I guess it can really be summed up that thanks to Russia’s bullshit, as well as all the supply chain bullshit that occurred over the last few years thanks to coronavirus, this is a good example of some really horrific global inflation going on, primarily due to the fact that the world is a shitty place full of greedy people who can never seem to have enough money to where they’re completely content on ruining lives of countless people in order to make more money than they’ll ever actually use in their lifetimes.

Back to the gas prices, it really sucks that all this shit is happening, because I’ve just begun commuting again, several days a week.  Now I’m sure the advent of remote work over the last two years is going to be revisited by many if this gas price bullshit doesn’t calm itself down eventually, but honestly, I like going into the office, because I’m more productive there, plus it’s where I can actually go to the gym and exercise again.  Frankly, I didn’t realize Russia was such a player in the global fuel supply because I always figured that that distinction really was more belonging to the Middle East, but here we are.

The scary thing is that I have yet to need to fill up, while the prices continue to escalate.  I was “fortunate” to have filled up just a few days ago where prices were climbing, but weren’t yet quite fuck you insane yet.  But quite literally, from the time that I had filled up, to when I was on my way back home and passed the same gas station, prices shot up another 30¢/gal in the span of two hours.  My last two fill-ups were “lucky” to have seen gallon prices with a leading $3, but it doesn’t seem likely that I’ll be able to avoid a leading $4 the next time I need to fill up.

A $50 fill-up for a 13 gallon tank is not something I am looking forward to, but it seems pretty inevitable.

Tony Khan buying Ring of Honor seems pretty notable

~ dannyhong ~ Leave a comment

There’s a part in the WWE documentary, the Monday Night Wars, where Eric Bischoff talks about how when WCW was on top of the ratings game, they generally felt invincible. They didn’t really care much to what the WWF was doing and didn’t really see a lot of what they were doing as threatening.

Until the WWF got a hold of Mike Tyson to make some appearances and get into a storyline with D-Generation X and Stone Cold Steve Austin.  Bischoff is seen describing finding out about that news as a moment of, oooh, now that is something.

This would embark the WWF into the attitude era, where they would eventually catch and reclaim the ratings war back from WCW and never look back until WCW was dead and bought for pennies on the dollar by Vince McMahon himself.

That’s kind of the feeling I got when I heard that AEW owner/president/rich man child Tony Khan had bought Ring of Honor.  Oooh, now that is something substantial.

Obviously, I don’t think the WWE is ever going to die like WCW did, but in the general war of two between the companies, I do think AEW’s acquisition of ROH is a pretty notable instance that has a lot of potential to swing some momentum.

Aside from the general facts of AEW got something WWE wanted and the forbidden doors that an AEW/ROH association opens up, most people know that the tapes library alone was the primary prize in this whole thing.  WWE ultimately wants every living piece of professional wrestling media to do whatever they want with, but was denied by AEW. 

And with all that back catalog in tow, AEW now has some fuel to open the doors to their own streaming service, much like WWE sold to NBC’s Peacock.  Even prior to the news of the acquisition, news of AEW potentially broadcasting on HBO, as being a Turner product they fall under the same umbrella, was picking up steam.  And with a legitimate back catalog to bolster their own growing library, AEW stands to make some legitimate coin if and when they launch a streaming package.

Because when the day is over, money seems to be the biggest pissing contest between the companies.  Now the WWE isn’t at any risk of losing the dollars game, primarily because of the Saudi blood money they Hoover up every year now, but at least on the domestic front, AEW picking up ROH definitely is denying the E a lot of money in which they won’t be getting, which is a pretty symbolic win against an entity that seems pretty unbeatable.

Otherwise, I don’t think Khan’s purchase of ROH is going to make nearly the splash as wrestling fans might be rubbing themselves over. To me, the smart play is to let ROH operate as-is as long as they can while making small and subtle changes or integration plans.  When it’s not nearly as fresh on people’s minds is when to start firing shots, but that’s just my opinions.

But if I’m Vince McMahon, whether he’ll admit to it or not, seeing ROH dell to Tony Khan, probably is a noteworthy disappointment, and should make him go hmmmm.

Gentrification Station, what’s your location?

~ dannyhong ~ Leave a comment

Ever since I moved back out to the ‘burbs and no longer have a job in Midtown/Downtown proper, I don’t miss the city one bit.  I have little to no business going into the city anymore, and I don’t miss it one iota.  I used to feel like I was missing out on the pulse of Atlanta if I didn’t at least work inside city proper, but that ship of importance has long since sailed a couple times around the planet by now.  I just don’t give a fuck about what’s going on in the city, nor does it actually matter to me anymore.

However, #2’s recent baby modeling engagements have required us to go back into the city, and as a once-in-a-while kind of thing, I was looking forward to seeing just how much has changed over the last few years.  And gee, by golly, how things have changed a lot since I used to have frequent business there.

Sure, there are a few new skyscrapers that I had no idea sprang up like they were dropped in from the sky like in Sim City, but that’s not what I’m here to talk about.  I’m here to talk about the bomb of gentrification that seems to have plopped itself on the western edge of the city, and they’re all too eager to let you know about it.

West Midtown was definitely becoming a thing when I still worked in the city and when mythical then-gf was living within city proper.  Basically starting at around Georgia Tech, everything west and going north of campus was developing rapidly, especially off of the Howell Mill and Northside Drive corridors.  Going away were dilapidated lots and ram shack buildings, and all these mixed-use apartments with bougie restaurants on the ground were appearing.  The gentrification wand was definitely shaking its fairy dust all over this area.

But going back into the city on South Atlanta-Marietta Blvd to avoid the usual bullshit traffic of I-75 and the connector, I drove through Upper West Midtown, which was definitely hit by the Albert Pujols baseball bat of gentrification.  As soon as you cross the Chattahoochee where Atlanta Rd. becomes Marietta Blvd, Upper West Midtown becomes a thing, and all sorts of new businesses and apartments have appeared where there were none the last time I really had any business going down this route.

It started with a Publix that was predictably victimized by the general area at first, but apparently the neighborhood has soldered through, and the gentrification bomb appears to have done some work over the last few years.  Now I have no idea if the heat map of crime has actually changed in that area, but generally with gentrification comes the pushing of riff-raff out the door.

However, the biggest transformation, I would have to say was the generally industrial neighborhood that is along Chattahoochee Ave.  In my days, this area was a generally undesirable area that I favored tremendously, because there were some real gems of restaurants amidst the off-beaten paths, but it definitely looks like the secret is out, and this place too was hit hard by the gentrification bomb.

Obviously, fewer things are whiter than microbreweries, and as mythical wife had pointed out, there are no fewer than 4-5 independent breweries that have emerged within a 1-mile radius in this area.  But while mythical wife and #2 were at the agency studio doing their baby modeling thing, #1 and I had the opportunity to explore the newly gentrified area, and I came upon a true monument to gentrification.

Christened “The Works,” this is basically a shopping center full of ridiculous businesses that I’m amazed to stay in business because they’re all galleries and use words like curated and rustic to describe their wares, and I don’t even want to go in because I feel like I’d drown in arrogance and pretentiousness.  But the biggest reason to come in was the food court, which in today’s gentrified vernacular must be referred to as a food hall, because all of the vendors are local and independent proprietors, and not like Panda Express, Popeyes, or Chick Fil-A.

As I was hungry and needed to feed my other child, #1 and I managed to drop $27 on a sandwich and a slider, and then another $12 on three fucking cookies because I wanted to treat my wife and my mom to some locally-sourced goods, but didn’t know the price before purchasing them which I’m sure is deliberate because they’re preying on people wanting to avoid the awkward scenario of refusing something upon finding out the cost. 

I mean, the quality of the lunch and cookies were definitely good, and I’m not beneath dropping $40 on such a seemingly low quantity of food, but I’m also not going to deny that it’s expensive and a little pretentious.

All the same, I would take pretentious gentrification monuments over shantytown abandoned plots of land.  As much as I want to clown on The Works and their Food Hall, it actually is still a lovely place that I’d like to fantasize about bringing the wife to for a no-kids date night in a fantastical scenario that will probably never happen.

But it’s just all too amusing to see all the very white tropes and tendencies that happen to an area when the gentrification bomb is planted and explodes.  At least all of the eateries that I remembered fondly all appear to still be there, and hopefully they’re benefitting from the newfound traffic that all this gentrification is bringing to the area.